The easy way to grow your business
The fair liquidity loan for small businesses
We believe that as an entrepreneur, you should be given the opportunity to take out liquidity credit at any time, at attractive rates. With our liquidity loan, you receive financing at favorable interest rates with terms of up to 60 months. This means that you can request larger sums and the monthly rate could be reduced to a minimum. Another option is our short term financing solution. With the CreditGate24 short term business loan, you can choose between 1 to 6 month terms and pay the total costs, including the interest, at the end of the term. This allows you to pre-finance invoices or compensate for a debtor default.
With our liquidity loan, you can build and improve your liquidity at fair conditions if you are self-employed or a small business. Take advantage of our online application and benefit from our low interest rates, fast decision-making and enormous time-saving. With us it's easy. All requried documents can be sent directly online. If you have any questions, contact our care team or use our live chat.
Financing the easy way
Register and apply for your business loan directly online.
After successfully submitting all documents, you'll receive a custom offer.
With your signature, we will put your credit project online.
Our investors will finance your loan and we will transfer the credit to you within 14 days.
WHAT OUR CUSTOMERS SAY
Optimize your working capital management
For many small and medium-sized enterprises, open claims are mostly "dead capital". Due to long payment conditions, months can pass before open invoices are settled. Many companies use factoring to bridge. However, the fast-won liquidity is overshadowed by high interest rates. Another possibility is to assume an overdraft loan. However, this variant should only be used for a short time, as the overdraft interest rates can also rise rapidly to 10% in this case.
At CreditGate24 we offer great alternatives with our liquidity loan. With our broad range of financing options, you will find the optimum solution that best suits your business situation at the moment. Pre-financing has become a important and popular financing tool in recent years. Smaller companies in particular, can use liquidity loans to fill the gap between open receivables and short-term liabilities and always have a positive liquidity factor.
Save money and time with CreditGate24
Apply for your loan directly online, regardless of opening hours.
Benefit from low interest rates and a simple process.
Get your loan decision within 24 hours.
More than 7,000 customers trust CreditGate24.
Optimal coverage of short term liquid funds
Compared to an investment loan the liquidity loan primarily serves as a means of securing liquidity. In particular, to cover short term borrowings. However, to ensure that these financings do not burden the company with additional high interest rates, we recommend seeking interest from various banks and financial service providers because even small differences in interest rates can affect the monthly rate.
Registration and account opening: free of charge
Loan request: free
CreditGate24 fee: 0.6-1% p.a.*
Insurance fee of Generali: already included in the monthly rate. **
* Customers will be charged a one-time upfront fee for your loan depending on the term and credit amount. Minimum fee for amortization loans: CHF 100. Minimum fee for SME short term loans: CHF 150.
** In all grades, the residual debt (up to CHF 100,000) is insured by Generali in the event of death and is not transferred to the heir.
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What is CreditGate24?
We are the leading online Swiss financing platform, providing loans to individuals and SMEs. Modern technology allows us to make the loan process simple and efficient. We bring borrowers directly with private and institutional investors. In doing so, we take over the credit check, monitor the transcripts and provide support for borrowers and investors. As a financing alternative, borrowers benefit from favorable interest rates and investors from attractive returns.