Frequently Asked Questions

Does it matter from which account my payments are made?

No, you are able to send the money from every of your Swiss accounts but the monthly repayments are paid only to your bank account that you have saved in our system.

Does CreditGate24 provide tax reporting?

Registration with CreditGate24 and investing in credit projects is free of charge. CreditGate24 charges a fee of 1% on every repayment to your account (amortisation and interest). The issuance of your annual CreditGate24 tax reporting is already included in this fee.

What does “additional profit chance” refer to?

The profit chance is the profit component which corresponds to the probability of default. These earnings are included in the maximum net revenue and are paid out together with the monthly repayments.

What is “gross return”?

Expected gross return is the return on investment calculated before service fees are incurred while considering probability of default.

What is “maximum net yield”?

Maximum net yield is the yield calculated after service fees are deducted without considering the probability of default.

What is “expected net yield”?

Expected net yield is the yield calculated after service fees are incurred while including the probability of default.

How much is the minimum amount which I can invest in a loan project?

The minimum amount per loan project is CHF 500.-

How do I receive my returns?

As an investor, you receive your returns (amortisation and interest) every month after the instalment of the borrower has been paid via CreditGate24 to your account and transferred to your designated external account (Bank or Post account).

Which fees do I pay as an investor?

Registration with CreditGate24 and investing in credit projects is free of charge. CreditGate24 charges a fee of 1% on every repayment to your account (amortisation and interest).

Who can be an investor?

Most anyone can invest money over CreditGate24’s platform (investors with certain countries of residence are excluded for juridical reasons, e.g. USA). However, we have a strong focus on investors domiciled in Switzerland and Liechtenstein. In order to be an investor through CreditGate24, you have to be of age (at least 18 years old) and have a valid Swiss bank account. CreditGate24 operates under the Swiss Money Laundering Law.  Therefore, we are obliged to justify all cashflows and clarify the origins of all money.