Car loans

loans that keep you moving

Desired Credit Amount
CHF
Duration in Months
Months
Interest Charges fromCHFtoCHF
Monthly Rate fromCHF1'474toCHF1'900
Nominal Interest from4.10%to5.30%

After a deduction of CHF in costs, you will receive a total net pay-out of CHF . The minimum repayment period is 12 month and maximum repayment period is 60 month. The effective annual interest including fees and death insurance "CG24 Safe" is minimum 4.8% and maximum 9.9% and is calculated on the basis of your personal financial situation by CreditGate24 (Schweiz) AG. Example for a private loan of CHF 30’000 with a term of 24 months: Effective annual rate is 5.6% (rating AA, incl. fees and insurance), CG24 fee (one-time): CHF 450 (This amount is deducted once from the amount of the loan requested), monthly rate: CHF 1’303 (Amortization, interest rate costs and insurance), total interest rate costs: CHF 1’194, total insurance fee: CHF 91, total costs (credit amount including interest rate costs and insurance fee): CHF 31'736. The grant of a loan is forbidden if it leads to over-indebtedness (Art. 3, Federal Unfair Competition Act).

Apply Now your Car Loan

The car financing, which is the same as your new vehicle: economical and fast

With the CreditGate24 car loan, our customers benefit not only from low interest rates, but also enjoy the perks of tax savings. Apply for your car loan today and experience the ease of a simplified application  and a quick approval process. Within a few days, we will send you your personal car loan offer.

FINANCING THE EASY WAY

Register online and apply for your personal loan directly from home.

Based on your documents, we will create your personal loan offer.

With your signature, we will put your loan project online.

Our investors will finance your loan and we will transfer the loan to you after a maximum of 14 days (compliance with the KKG).

DRIVE LIKE YOU OWN IT

If you are in the market for a car the decision to lease or apply for a car loan can be tricky. While most dealers offer low interest rates, we tend to forget that some dealers offers link us to contractual obligations.  Additionally,  the servicing, repairs, and the annual performance inspections are already defined in advance. If you exceeded the maximum kilometers in your dealer contract, high fees are threatened.  This is why in more cases than not, the option to lease your vehicle is not recommended. 

Learn more about the pros and cons of leasing versus assuming a car loan. You can find the full comparison on our blog.

Read more

SAVE MONEY AND TIME with CreditGate24

Apply for your loan directly online, regardless of opening hours.

Benefit from low interest rates and a simple process.

Get your loan decision within 24 hours.

More than 7,000 customers trust CreditGate24.

YOUR CAR IS YOUR COMPANION

One in five Swiss gave their first car a nickname. "Speedy Gonzales", "Jonny Cash" or "Flizzi". What does that tell us? Your car is not just a mobile subset, but a faithful companion and the search for the right vehicle can be a difficult one. With the CreditGate24 car loan, we will provide the best financing option that allows you to get behind the wheel and remain financially flexible. If you have any questions about your car loan, our 24/7 support care team will be by your side. 

Transparent fees

Registration and account opening: free of charge

Loan request: free

CreditGate24 fee: 0.6-0.8% p.a.*

Insurance fee of Generali: already included in the monthly rate **

* Customers will be charged a one-time upfront fee for your loan depending on the term and credit amount. Minimum fee for amortization loans: CHF 100. 

** In all grades, the residual debt (up to CHF 100,000) is insured by Generali in the event of death and is not transferred to the heir.

What is CreditGate24?

Do you have any more questions?

Our team is there for you personally! You can reach us 24 hours a day, 7 days a week.